How to opt out of prescreened credit and insurance offers
OptOutPrescreen.com is the official site of Equifax, Experian, Innovis and TransUnion for opting out of prescreened offers of credit or insurance.
Updated October 16, 2026
Nope is not affiliated with OptOutPrescreen.com or the credit bureaus. If a step looks different, follow the site's own instructions.
What OptOutPrescreen.com stops
- Prescreened (preapproved) offers of credit or insurance
- Offers built from lists that Equifax, Experian, Innovis and TransUnion supply
The site says opting out doesn't affect your ability to apply for or get credit or insurance, and doesn't change your credit score.
How to opt out of prescreened offers
Go to OptOutPrescreen.com and tap Click Here to Opt-In or Opt-Out: optoutprescreen.com (opens in a new tab)
Choose Electronic Opt-Out for 5 years, or Permanent Opt-Out by Mail, and tap Continue.
Enter your name, address and phone number. You have 15 minutes to finish.
The form also asks for your Social Security number, or ITIN, and your date of birth. This is the credit bureaus' own official site asking. It says neither is required, but both help the bureaus find your credit file. We never ask for your Social Security number. The site says not to give these details to any other company or person to opt out.
Solve the image check, then tap Confirm.
For the permanent choice, print the Permanent Opt-Out Election form the site gives you, sign it and mail it. Until it arrives, the bureaus apply the 5-year opt-out.
Rather call? The site's own phone line is 1-888-567-8688.
How long does it take?
The site says the opt-out takes effect with all four bureaus within 5 days, if they find your credit file. Offers already on their way can still arrive.
Does the opt-out end?
The electronic opt-out lasts 5 years. The permanent one starts when the bureaus get your signed form. You can opt back in on the same site. Some offers come from sources that don't use the bureaus' lists, so they can keep coming. Keep a note of the date you opted out, and send your request again after you move or change your name.
Does it cost anything?
The site lists the details it asks for, and payment is not one of them. If a step asks you to pay, stop.
More opt-out guides
- Spokeo
- Whitepages
- TruePeopleSearch
- BeenVerified
- FastPeopleSearch
- Intelius and its sister sites
- MyLife
- PeopleFinders
- USPhoneBook
- ThatsThem
- SearchPeopleFree
- FamilyTreeNow
- SmartBackgroundChecks
- AdvancedBackgroundChecks
- CheckPeople
- FastBackgroundCheck
- USA People Search
- PeopleSearchNow
- PeopleLooker
- NeighborWho
- Veripages
- NumLookup
- Instant Checkmate
- TruthFinder
- ZabaSearch
- Addresses.com
- Spy Dialer
- AnyWho
- Acxiom
- LexisNexis
- Epsilon
- DMAchoice
- Experian